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HomeMCC LookupMCC 7538Goodyear Auto Service
Goodyear Auto Service

Best Credit Card for Goodyear Auto Service in 2026

goodyear.com
In-Store Other
Updated April 04, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
7538
Automotive Service Shops
Confirmed via network classification
Quick Answer

Goodyear Auto Service is classified under MCC 7538 (Automotive Service Shops). The best card for Goodyear Auto Service purchases is the Active Cash (no annual fee), earning 2x on automotive service shops — an effective return of 2.00%.

Automotive service shops like Goodyear are crucial for maintaining your vehicle's health. Credit cards that offer higher rewards in the automotive services category can really add up when you're paying regular maintenance costs.

Pro Tip

Consider using a co-branded auto service card for Goodyear if available; these often offer bonus points or higher cash back rates specifically at the pump and in repair shops.

Goodyear Auto Service purchases are classified under MCC 7538 (Automotive Service Shops).

MCC Details for Goodyear Auto Service

MCC Code
7538
Category
Automotive Service Shops
Industry Group
Other
Purchase Type
Physical locations
What This Covers
Auto service and repair shops

Best Credit Cards for Goodyear Auto Service (2026)

Note: These are general top-rated cards. Confirm bonus eligibility for MCC 7538 with your card issuer.
Top Pick
#1
Active Cash
Wells Fargo
2xOther
2.00%Effective Return
$0Annual Fee
Best no-fee option for Goodyear Auto Service — 2x on other, $0 annual cost.
Apply NowFull Review
#2
Signify Business Cash
Wells Fargo
2xOther
2.00%Effective Return
$0Annual Fee
Best no-fee option for Goodyear Auto Service — 2x on other, $0 annual cost.
Apply NowFull Review
#3
Freedom Unlimited
Chase
2xOther
1.50%Effective Return
$0Annual Fee
Best no-fee option for Goodyear Auto Service — 2x on other, $0 annual cost.
Apply NowFull Review
#4
Platinum (Schwab)
American Express
1xOther
1.00%Effective Return
$895Annual Fee
Earns 1x on other at Goodyear Auto Service ($895/yr).
Apply NowFull Review
#5
Platinum (Morgan Stanley)
American Express
1xOther
1.00%Effective Return
$895Annual Fee
Earns 1x on other at Goodyear Auto Service ($895/yr).
Apply NowFull Review

How Goodyear Auto Service Codes on Your Statement

When you pay at Goodyear Auto Service at their locations, your card issuer sees MCC 7538 in the transaction data. This code tells your bank that the purchase was made at a automotive service shops merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "automotive service shops" purchases, Goodyear Auto Service transactions will qualify — even if your card terms only mention a category name and not Goodyear Auto Service specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Goodyear Auto Service transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7538 qualifies for bonus rewards.

Bonus Category Match — Goodyear Auto Service

Card
Category
Bonus
Base
Fee
All Purchases
2x
1x
$0
All Purchases
2x
1x
$0
All Purchases
2x
1x
$0
All Purchases
1x
1x
$895/yr
All Purchases
1x
1x
$895/yr

About MCC 7538: Automotive Service Shops

Merchant Category Code 7538 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Automotive Service Shops industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7538, all qualifying card programs that include automotive service shops as a bonus category will apply the elevated earn rate.

The Other industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Quick Answer: What MCC code does Goodyear Auto Service use? →

Other Automotive Service Shops merchants: Firestone Complete Auto Care, Jiffy Lube, Midas.

What You Could Earn at Goodyear Auto Service

Spending $200/month at Goodyear Auto Service with the Active Cash (2x on automotive service shops) earns approximately $48/year in rewards. A basic 1% card earns $24 on the same spending. That is $24 more per year with no annual fee.

Prefer no annual fee? The Signify Business Cash earns 2x at Goodyear Auto Service merchants, earning $48/year with no annual fee.

Frequently Asked Questions

What MCC code does Goodyear Auto Service use?
Goodyear Auto Service uses MCC 7538 (Automotive Service Shops). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Goodyear Auto Service.
Which credit card earns the most rewards at Goodyear Auto Service?
The Active Cash earns 2x on automotive service shops purchases (MCC 7538), making it the highest-earning option at Goodyear Auto Service among the cards we track.
Does my card earn bonus rewards at Goodyear Auto Service?
It depends on your card's bonus categories. If your card earns bonus rewards on automotive service shops purchases, Goodyear Auto Service transactions (MCC 7538) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Goodyear Auto Service classified as automotive service shops for credit card purposes?
Yes. Goodyear Auto Service is classified under MCC 7538, which falls in the Automotive Service Shops category. This means cards with automotive service shops bonus categories will apply the elevated earn rate at Goodyear Auto Service.
What is MCC 7538 and what merchants use it?
MCC 7538 stands for Automotive Service Shops. It is assigned to businesses that primarily operate in auto service and repair shops. Besides Goodyear Auto Service, other merchants in the same MCC include similar businesses in the other industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: April 04, 2026. Full methodology: www.pointspick.com/methodology.