Best Credit Card for Firestone Complete Auto Care in 2026
Firestone Complete Auto Care is classified under MCC 7538 (Automotive Service Shops). The best card for Firestone Complete Auto Care purchases is the Active Cash (no annual fee), earning 2x on automotive service shops — an effective return of 2.00%.
Automotive service shops like Firestone Complete Auto Care are crucial for maintaining your vehicle and ensuring safety. These expenses often fit under the travel or automotive categories of many cash back cards.
Consider pairing a high-reward card for auto expenses with store-specific credit cards from Firestone to potentially double your rewards on routine maintenance.
Firestone Complete Auto Care purchases are classified under MCC 7538 (Automotive Service Shops).
MCC Details for Firestone Complete Auto Care
Best Credit Cards for Firestone Complete Auto Care (2026)
How Firestone Complete Auto Care Codes on Your Statement
When you pay at Firestone Complete Auto Care at their locations, your card issuer sees MCC 7538 in the transaction data. This code tells your bank that the purchase was made at a automotive service shops merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "automotive service shops" purchases, Firestone Complete Auto Care transactions will qualify — even if your card terms only mention a category name and not Firestone Complete Auto Care specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Firestone Complete Auto Care transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7538 qualifies for bonus rewards.
Bonus Category Match — Firestone Complete Auto Care
About MCC 7538: Automotive Service Shops
Merchant Category Code 7538 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Automotive Service Shops industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7538, all qualifying card programs that include automotive service shops as a bonus category will apply the elevated earn rate.
The Other industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Automotive Service Shops merchants: Goodyear Auto Service, Jiffy Lube, Midas.
What You Could Earn at Firestone Complete Auto Care
Spending $200/month at Firestone Complete Auto Care with the Active Cash (2x on automotive service shops) earns approximately $48/year in rewards. A basic 1% card earns $24 on the same spending. That is $24 more per year with no annual fee.
Prefer no annual fee? The Signify Business Cash earns 2x at Firestone Complete Auto Care merchants, earning $48/year with no annual fee.