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Best Credit Card for Battle.net in 2026

In-Store Entertainment
Updated April 04, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
7994
Video Game Arcades/Establishments
Confirmed via network classification
Quick Answer

Battle.net is classified under MCC 7994 (Video Game Arcades/Establishments). The best card for Battle.net purchases is the Savor (no annual fee), earning 8x on video game arcades/establishments — an effective return of 8.00%.

Battle.net's MCC of 7994 is crucial for gamers using rewards cards, as it falls under Entertainment spending categories like Savor and Reserve.

Pro Tip

Maximize your rewards by timing large purchases during special promotions or events when Battle.net might offer additional bonuses.

Battle.net purchases are classified under MCC 7994 (Video Game Arcades/Establishments). If you spend frequently here, see our best cards for entertainment.

MCC Details for Battle.net

MCC Code
7994
Category
Video Game Arcades/Establishments
Industry Group
Entertainment
Purchase Type
Physical locations
What This Covers
General purchases at this merchant type

Best Credit Cards for Battle.net (2026)

Top Pick
#1
Savor
Capital One
8xEntertainment
8.00%Effective Return
$0Annual Fee
Exceptional value at Battle.net — 8.0% effective return on entertainment (no annual fee).
Apply NowFull Review
#2
Venture X
Capital One
5xEntertainment
7.50%Effective Return
$395Annual Fee
Strong entertainment card for Battle.net — 5x points, 7.5% effective return ($395/yr).
Apply NowFull Review
#3
Xbox
Barclays
5xEntertainment
7.50%Effective Return
$0Annual Fee
Strong entertainment card for Battle.net — 5x points, 7.5% effective return (no annual fee).
Apply NowFull Review

How Battle.net Codes on Your Statement

When you pay at Battle.net at their locations, your card issuer sees MCC 7994 in the transaction data. This code tells your bank that the purchase was made at a video game arcades/establishments merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "video game arcades/establishments" purchases, Battle.net transactions will qualify — even if your card terms only mention a category name and not Battle.net specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Battle.net transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7994 qualifies for bonus rewards.

Bonus Category Match — Battle.net

Card
Category
Bonus
Base
Fee
Entertainment
8x
1x
$0
Entertainment
5x
1x
$395/yr
Gaming
5x
1x
$0

About MCC 7994: Video Game Arcades/Establishments

Merchant Category Code 7994 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Video Game Arcades/Establishments industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7994, all qualifying card programs that include video game arcades/establishments as a bonus category will apply the elevated earn rate.

The Entertainment industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Quick Answer: What MCC code does Battle.net use? →

Other Video Game Arcades/Establishments merchants: Best Buy Gaming, EA Play, GameStop.

What You Could Earn at Battle.net

Spending $200/month at Battle.net with the Savor (8x on video game arcades/establishments) earns approximately $192/year in rewards. A basic 1% card earns $24 on the same spending. That is $168 more per year with no annual fee.

Prefer no annual fee? The Xbox earns 5x at Battle.net merchants, earning $120/year with no annual fee.

Frequently Asked Questions

What MCC code does Battle.net use?
Battle.net uses MCC 7994 (Video Game Arcades/Establishments). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Battle.net.
Which credit card earns the most rewards at Battle.net?
The Savor earns 8x on video game arcades/establishments purchases (MCC 7994), making it the highest-earning option at Battle.net among the cards we track.
Does my card earn bonus rewards at Battle.net?
It depends on your card's bonus categories. If your card earns bonus rewards on video game arcades/establishments purchases, Battle.net transactions (MCC 7994) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Battle.net classified as video game arcades/establishments for credit card purposes?
Yes. Battle.net is classified under MCC 7994, which falls in the Video Game Arcades/Establishments category. This means cards with video game arcades/establishments bonus categories will apply the elevated earn rate at Battle.net.
What is MCC 7994 and what merchants use it?
MCC 7994 stands for Video Game Arcades/Establishments. It is assigned to businesses that primarily operate in general purchases at this merchant type. Besides Battle.net, other merchants in the same MCC include similar businesses in the entertainment industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: April 04, 2026. Full methodology: www.pointspick.com/methodology.