Best Credit Card for Best Buy Gaming in 2026
Best Buy Gaming is classified under MCC 7994 (Video Game Arcades/Establishments). The best card for Best Buy Gaming purchases is the Savor (no annual fee), earning 8x on video game arcades/establishments — an effective return of 8.00%.
Best Buy Gaming (MCC 7994) is a gold mine for gaming enthusiasts with credit cards that offer high rewards in the Entertainment category, like Savor's 8x points.
Maximize rewards by timing big purchases during Best Buy's special gaming events for extra savings and points.
Spending Math
If you drop $200 monthly at Best Buy Gaming, your earnings on an 8x card like Savor would be $16 per month or $192 annually. A standard 1% cash-back card only nets you $2 a month and $24 yearly.
Best Buy Gaming purchases are classified under MCC 7994 (Video Game Arcades/Establishments). If you spend frequently here, see our best cards for entertainment.
MCC Details for Best Buy Gaming
Best Credit Cards for Best Buy Gaming (2026)
How Best Buy Gaming Codes on Your Statement
When you pay at Best Buy Gaming at their locations, your card issuer sees MCC 7994 in the transaction data. This code tells your bank that the purchase was made at a video game arcades/establishments merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "video game arcades/establishments" purchases, Best Buy Gaming transactions will qualify — even if your card terms only mention a category name and not Best Buy Gaming specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Best Buy Gaming transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7994 qualifies for bonus rewards.
Bonus Category Match — Best Buy Gaming
About MCC 7994: Video Game Arcades/Establishments
Merchant Category Code 7994 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Video Game Arcades/Establishments industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7994, all qualifying card programs that include video game arcades/establishments as a bonus category will apply the elevated earn rate.
The Entertainment industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Video Game Arcades/Establishments merchants: Battle.net, EA Play, GameStop.
What You Could Earn at Best Buy Gaming
Spending $200/month at Best Buy Gaming with the Savor (8x on video game arcades/establishments) earns approximately $192/year in rewards. A basic 1% card earns $24 on the same spending. That is $168 more per year with no annual fee.
Prefer no annual fee? The Xbox earns 5x at Best Buy Gaming merchants, earning $120/year with no annual fee.