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Best Credit Card for Ubisoft+ in 2026

In-Store Entertainment
Updated March 16, 2026 · By Sudhir Bandla, Credit Card Data Analyst · Methodology
MCC Code
7994
Video Game Arcades/Establishments
Confirmed via network classification
Quick Answer

Ubisoft+ is classified under MCC 7994 (Video Game Arcades/Establishments). The best card for Ubisoft+ purchases is the Savor (no annual fee), earning 8x on video game arcades/establishments — an effective return of 8.00%.

MCC 7994 for video game arcades and establishments is crucial if you're a gamer who spends on console games or subscriptions, as it falls under travel and entertainment cards like the Savor.

Pro Tip

Maximize your rewards by signing up for auto-renewal of Ubisoft+ through a payment method linked to your Savor card to rack up those extra points every month.

Ubisoft+ purchases are classified under MCC 7994 (Video Game Arcades/Establishments). If you spend frequently here, see our best cards for entertainment.

MCC Details for Ubisoft+

MCC Code
7994
Category
Video Game Arcades/Establishments
Industry Group
Entertainment
Purchase Type
Physical locations
What This Covers
General purchases at this merchant type

Best Credit Cards for Ubisoft+ (2026)

Top Pick
#1
Savor
Capital One
8xEntertainment
8.00%Effective Return
$0Annual Fee
Exceptional value at Ubisoft+ — 8.0% effective return on entertainment (no annual fee).
Apply NowFull Review
#2
Venture X
Capital One
5xEntertainment
7.50%Effective Return
$395Annual Fee
Strong entertainment card for Ubisoft+ — 5x points, 7.5% effective return ($395/yr).
Apply NowFull Review
#3
Xbox
Barclays
5xEntertainment
7.50%Effective Return
$0Annual Fee
Strong entertainment card for Ubisoft+ — 5x points, 7.5% effective return (no annual fee).
Apply NowFull Review

How Ubisoft+ Codes on Your Statement

When you pay at Ubisoft+ at their locations, your card issuer sees MCC 7994 in the transaction data. This code tells your bank that the purchase was made at a video game arcades/establishments merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.

If your card earns bonus points on "video game arcades/establishments" purchases, Ubisoft+ transactions will qualify — even if your card terms only mention a category name and not Ubisoft+ specifically. The key is that the MCC matches your card's bonus category definition.

You can verify the MCC on any Ubisoft+ transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 7994 qualifies for bonus rewards.

Bonus Category Match — Ubisoft+

Card
Category
Bonus
Base
Fee
Entertainment
8x
1x
$0
Entertainment
5x
1x
$395/yr
Gaming
5x
1x
$0

About MCC 7994: Video Game Arcades/Establishments

Merchant Category Code 7994 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Video Game Arcades/Establishments industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 7994, all qualifying card programs that include video game arcades/establishments as a bonus category will apply the elevated earn rate.

The Entertainment industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.

Other Video Game Arcades/Establishments merchants: Battle.net, Best Buy Gaming, EA Play.

What You Could Earn at Ubisoft+

Spending $200/month at Ubisoft+ with the Savor (8x on video game arcades/establishments) earns approximately $192/year in rewards. A basic 1% card earns $24 on the same spending. That is $168 more per year with no annual fee.

Prefer no annual fee? The Xbox earns 5x at Ubisoft+ merchants, earning $120/year with no annual fee.

Frequently Asked Questions

What MCC code does Ubisoft+ use?
Ubisoft+ uses MCC 7994 (Video Game Arcades/Establishments). This code is assigned by card networks and determines which bonus reward categories apply when you pay at Ubisoft+.
Which credit card earns the most rewards at Ubisoft+?
The Savor earns 8x on video game arcades/establishments purchases (MCC 7994), making it the highest-earning option at Ubisoft+ among the cards we track.
Does my card earn bonus rewards at Ubisoft+?
It depends on your card's bonus categories. If your card earns bonus rewards on video game arcades/establishments purchases, Ubisoft+ transactions (MCC 7994) will typically qualify. Check your card's terms or app, or call your issuer to confirm.
Is Ubisoft+ classified as video game arcades/establishments for credit card purposes?
Yes. Ubisoft+ is classified under MCC 7994, which falls in the Video Game Arcades/Establishments category. This means cards with video game arcades/establishments bonus categories will apply the elevated earn rate at Ubisoft+.
What is MCC 7994 and what merchants use it?
MCC 7994 stands for Video Game Arcades/Establishments. It is assigned to businesses that primarily operate in general purchases at this merchant type. Besides Ubisoft+, other merchants in the same MCC include similar businesses in the entertainment industry group.
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MCC data based on card network classification standards. Rankings verified monthly from official card issuer terms. Last verified: March 16, 2026. Full methodology: www.pointspick.com/methodology.