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Hulu is classified under MCC 5815 (Digital Goods: Media, Books, Movies, Music). The best card for Hulu purchases is the Savor (no annual fee), earning 8x on digital goods: media, books, movies, music — an effective return of 8.00%.
MCC 5815 covers digital entertainment services like Hulu, which is crucial for rewards enthusiasts using cards that offer bonus points or cash back in this category.
Pro Tip
To maximize rewards, link your Hulu account directly to your credit card's digital platform for easy tracking and higher earning potential.
Spending Math
If you spend $200 a month on Hulu, the Savor card at 8x earns you $192.00 annually compared to just $24.00 with a basic 1% card.
When you pay at Hulu in the app or online, your card issuer sees MCC 5815 in the transaction data. This code tells your bank that the purchase was made at a digital goods: media, books, movies, music merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "digital goods: media, books, movies, music" purchases, Hulu transactions will qualify — even if your card terms only mention a category name and not Hulu specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Hulu transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5815 qualifies for bonus rewards.
About MCC 5815: Digital Goods: Media, Books, Movies, Music
Merchant Category Code 5815 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Digital Goods: Media, Books, Movies, Music industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5815, all qualifying card programs that include digital goods: media, books, movies, music as a bonus category will apply the elevated earn rate.
The Digital industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Digital Goods: Media, Books, Movies, Music Merchants (MCC 5815)
Spending $200/month at Hulu with the Savor (8x on digital goods: media, books, movies, music) earns approximately $192/year in rewards. A basic 1% card earns $24 on the same spending. That is $168 more per year with no annual fee.
Prefer no annual fee? The Autograph earns 3x at Hulu merchants, earning $72/year with no annual fee.
Frequently Asked Questions
What MCC code does Hulu use?
Hulu uses MCC 5815 (Digital Goods: Media, Books, Movies, Music). Our top pick for this MCC is the Savor, which earns 8x (8.00% effective return) on digital goods: media, books, movies, music purchases.
How much can I earn at Hulu with the right credit card?
Spending $200/month ($2400/year) at Hulu with the Savor (no annual fee) earns approximately $192/year at 8x. A basic 1% card earns $24 on the same spending — that is $168 more per year with the right card.
Is Hulu classified as digital goods: media, books, movies, music for credit card rewards?
Yes. Hulu is classified under MCC 5815 (Digital Goods: Media, Books, Movies, Music) by Visa and Mastercard. Cards that list 'digital goods: media, books, movies, music' as a bonus category — such as the Savor — will apply the elevated earn rate at Hulu.
Does my credit card earn bonus rewards at Hulu?
If your card includes digital goods: media, books, movies, music in its bonus categories, then yes — Hulu's MCC 5815 typically qualifies. The Savor earns 8x here. Check your card's app or call your issuer to confirm your specific card's category mapping.
What other stores are in the same category as Hulu (MCC 5815)?
MCC 5815 (Digital Goods: Media, Books, Movies, Music) is shared by many similar businesses. Other stores in this category include: Amazon Prime Video, Apple Books, Apple TV+, Audible.com. The same credit card bonus rate applies at all of these merchants.
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Full disclosure
MCC data based on card network classification standards.
Rankings verified monthly from official card issuer terms.
Last verified: April 26, 2026.
Full methodology: www.pointspick.com/methodology.
