Best Credit Card for Razer in 2026
Razer is classified under MCC 5732 (Electronic Sales). The best card for Razer purchases is the Business Platinum ($695/yr annual fee), earning 2x on electronic sales — an effective return of 3.00%.
The MCC 5732 covers electronic sales, including Razer products. If you're into gaming gear and gadgets, a Business Platinum card at 2x points can really boost your rewards.
To maximize rewards at Razer, consider timing your purchases when they offer bonus points or discounts for their cards.
Razer purchases are classified under MCC 5732 (Electronic Sales). If you spend frequently here, see our best cards for home.
MCC Details for Razer
Best Credit Cards for Razer (2026)
How Razer Codes on Your Statement
When you pay at Razer in the app or online, your card issuer sees MCC 5732 in the transaction data. This code tells your bank that the purchase was made at a electronic sales merchant. Bonus reward rates on your card apply based on this MCC — not the merchant name itself.
If your card earns bonus points on "electronic sales" purchases, Razer transactions will qualify — even if your card terms only mention a category name and not Razer specifically. The key is that the MCC matches your card's bonus category definition.
You can verify the MCC on any Razer transaction by checking your card's mobile app or statement. Some issuers display the merchant category alongside the transaction details. For the most accurate information, contact your card issuer's customer service and ask whether MCC 5732 qualifies for bonus rewards.
Bonus Category Match — Razer
About MCC 5732: Electronic Sales
Merchant Category Code 5732 is assigned by card networks (Visa, Mastercard, Amex, Discover) to classify businesses in the Electronic Sales industry. Issuers use MCCs to determine which transactions qualify for bonus reward rates. When a merchant is assigned MCC 5732, all qualifying card programs that include electronic sales as a bonus category will apply the elevated earn rate.
The Home industry group encompasses several related MCCs. Not all merchants in a similar business will share the same MCC — for example, a grocery store inside a warehouse club may code as wholesale ({"5300"}) rather than grocery ({"5411"}). Always verify with your issuer if you're unsure whether a specific merchant qualifies for bonus rewards on your card.
Other Electronic Sales merchants: Adorama, Apple Store, B&H Photo.
What You Could Earn at Razer
Spending $200/month at Razer with the Business Platinum (2x on electronic sales) earns approximately $36/year in rewards. A basic 1% card earns $24 on the same spending. After the $695 annual fee, that is $-659 more per year.