Premium Rewards vs World of Hyatt
Premium Rewards
$95/yr
7.5/10
VS
World of Hyatt
$95/yr
6.5/10
Quick Answer
Premium Rewards charges $95/yr with 1X base rewards. World of Hyatt charges $95/yr with 1X base rewards. Premium Rewards offers a slight edge depending on your spending when comparing fees, rewards, and benefits side by side.
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Winner by Category
Annual Fees
Premium Rewards
Lower annual fee ($95 vs $95)
Rewards Earning
World of Hyatt
6 earning categories
Benefits & Protection
Premium Rewards
5 benefits vs 0
Flexibility
Tie
Both cards have similar redemption flexibility
OUR PICK
Premium Rewards edges ahead
Better rewards and benefits at the same fee level.
Apply for Premium RewardsPREMIUM PICK
World of Hyatt is a strong alternative
Competitive features make it worth considering.
Apply for World of HyattRewards Earning: Detailed Comparison
Premium Rewards
| Travel purchases | 2.0X |
| Dining | 2.0X |
| Everything else | 1.5X |
World of Hyatt
| Hyatt properties (4 base + 5 bonus) | 9.0X |
| Dining | 2.0X |
| Airline tickets (direct) | 2.0X |
| Local transit & commuting | 2.0X |
| Fitness clubs & gym memberships | 2.0X |
| Everything else | 1.0X |
Card Benefits: Detailed Comparison
Premium Rewards (5 benefits)
- Trip Cancellation and Interruption Insurance (up to $2,500)
- Trip Delay Reimbursement
- Auto Rental Collision Damage Waiver
- Purchase Protection (up to $1,000)
- Extended Warranty
World of Hyatt (0 benefits)
See full review for benefits details.